Build It. Live It. Lead It.

Get Ahead 90

Making It Work Isn’t the Same as Getting Ahead

Get Ahead 90 helps you understand what’s happening with your money, build a plan that fits your life, and actually stick with it.

 

Build It. Live It. Lead It.

Chin Richardson, financial educator and advisor

Your Money Needs to Do More Than Pay Bills

You work. You pay bills. You keep life running.

 

But when you look at what all that effort is producing, your money may not be moving you forward the way it should.

 

More financial information by itself won’t change that.

 

Get Ahead 90 gives you a personalized financial strategy, powerful software, expert guidance, education, and ongoing support to help you use what you’re learning and make real changes with your money.

How It Works

Build It

Start with a personal financial assessment and a detailed Financial Needs Analysis created using powerful financial software.

 

You’ll get a clearer look at where you are now, what may be missing, and what needs your attention first. Then you’ll build a personalized Get Ahead Plan around your finances, goals, responsibilities, and real life.

Live It

Use the software to track your progress, see what’s changing, and make informed adjustments along the way.

 

Weekly check ins, monthly live sessions, live and on demand education, encouragement, and community support will help you strengthen your financial habits, increase your knowledge, and stick with your plan when life gets busy.

Lead It

As you’re getting your own finances together, you’ll also have the option to help other people get access to the same education, tools, and support.

 

If you’re interested, you can learn how to share financial information, make referrals, pursue financial certifications, and get paid when the people you refer receive help.

 

You don’t have to quit your job or do this full time. You can make referrals, help more people, or build something bigger. How far you take it is up to you.

What You’ll Get

  • A personal financial assessment
  • A detailed Financial Needs Analysis
  • Powerful financial software to track your progress and help you make informed decisions
  • A personalized financial strategy and Get Ahead Plan for your first 90 days
  • Weekly check ins and monthly live sessions
  • Live and on demand financial education
  • Help improving your financial habits, routines, knowledge, and skills
  • An income strategy that’s part of your plan, not an afterthought
  • Financial certification education, live classes, study resources, and support
  • A private Telegram community
  • Direct support from Chin and other experienced financial professionals
  • Optional in person Wednesday training if you’re in Columbus, Ohio

Your First 90 Days

Chin Richardson teaching financial education to a live audience

During your first 90 days, you’ll work on the financial priorities that need your attention now.

 

That may include improving your cash flow, saving more, reducing debt, managing your credit, protecting your income, investing, preparing for the future, increasing your income, or changing the habits that keep slowing down your progress.

 

You’ll complete a brief weekly check in, participate in a monthly live session, and have access to optional weekly training and on demand videos.

 

After your first 90 days, you can continue through as many GA90 cycles as you’d like, as long as you stay engaged in the program and maintain access to the systems and resources.

How Primerica Fits Into Get Ahead 90

Get Ahead 90 is offered through Chin’s independent Primerica business.

 

When you enroll, you’ll complete a Primerica application and become an independent Primerica representative. Through GA90, you’ll gain access to Primerica’s systems, software, education, training, resources, and financial certification pathways.

 

Primerica was founded in 1977 and will celebrate 50 years in business in 2027. It’s a Fortune 1000 company and was named one of America’s Best Financial Services for 2026 by TIME.

 

Through Primerica, you’ll have access to education and support for the financial certifications available through the company, including:

  • Your life insurance license
  • The Securities Industry Essentials exam, also known as the SIE
  • The Series 6 investment license
  • The Series 63 state securities license

Primerica pays for the approved education and licensing costs connected to these certifications. The SIE is the prerequisite exam for the Series 6, while the Series 6 and Series 63 allow qualified representatives to offer certain investment products through Primerica’s broker dealer.

 

You’re not required to complete every certification to work on your personal finances through GA90. However, completing the appropriate certifications will increase your financial knowledge and determine which financial services you’re qualified to provide and how you may be compensated.

 

Primerica has nearly 149,000 life licensed representatives and more than 25,600 securities licensed representatives across its organization.

Start Get Ahead 90 for $124

The total cost to get started is $124.

  • $99 initial Primerica application
  • $25 for your first month of access to Primerica’s systems, software, education, training, resources, support, and financial certification pathways through GA90

Continued access is $25 per month, and you can cancel at any time.

 

The $99 initial Primerica application is nonrefundable because it includes costs associated with your background check and the life insurance licensing process.

Frequently Asked Questions

Who is Get Ahead 90 for?

GA90 is for people who work hard but know their money needs to be doing more.

 

You don’t have to be in a financial crisis. You may be falling behind, just getting by, making progress, or already getting ahead. We’ll start with where you are.

Do I need financial experience?

No. You just need to be willing to learn, participate, and work your plan.

Will I be joining Primerica?

Yes. Get Ahead 90 is offered through Chin’s independent Primerica business.

 

When you enroll, you’ll complete a Primerica application and become an independent Primerica representative. You’ll gain access to Primerica’s systems, software, education, training, resources, support, and financial certification pathways through GA90.

Do I have to refer people?

No. Lead It is an option available to you as you move through the program.

 

If you decide you’d like to help other people receive the same education and support, you can learn how to make referrals and what’s required for you to get paid.

Do I have to earn financial certifications?

You can work on your personal finances without earning financial certifications.

 

The certification education gives you a chance to increase your financial knowledge and qualify for additional ways to help people and earn income. Some ways of earning will require you to complete the appropriate certifications.

Am I guaranteed to make money?

No. Income isn’t guaranteed.

 

What you earn will depend on the time you put into learning and training, the certifications you complete, the skills you develop, your activity, and the referrals you make.

How much time does GA90 take?

You’ll complete a brief weekly check in focused on your personal financial goals, the actions you completed, and where you may need support.

 

You’ll also participate in one monthly live session for personal financial accountability, questions, and adjustments to your Get Ahead Plan.

 

Weekly live training and on demand videos are available based on what you’re learning and working toward.

What happens after my first 90 days?

You can stay in GA90 for unlimited 90 day cycles as long as you remain engaged and maintain access to the systems and resources.

 

Each cycle gives you another chance to review what’s changed, choose your next priorities, and keep working toward getting ahead.

You’re Already Making It Work.

Now let’s make sure all that work is actually getting you somewhere.

 

Build It. Live It. Lead It.